SURABAYA: PT Bank BNI Syariah booked an increase in financing by 31% during the first half of 2012 to IDR5.866 trillion.
BNI Syariah Operations and Finance Director Junaidi Hisom said the third-party fund-raising achievement also increased from IDR5.31 trillion in the end of 2011 to IDR7.25 trillion as of June 2012.
According to him, public awareness to shift to Islamic finance products has boosted the expansion of the bank. It includes Bank Indonesia policy which only raised the mortgage down payment for conventional bank.
"It is not a significant impact but the impact is starting to be seen, even the majority of our funding during the first half of 2012 was in the property sector," he said during the break fasting event with the orphans and the delivery of Cahaya Rezeki Hasanah lucky draw in Surabaya, today.
This activity is a series of Safari Ramadhan BNI Syariah to several branch offices throughout Indonesia.
Junaidi explained that 60% of the total BNI Syariah financing during January - June 2012 worth IDR2.37 trillion were absorbed by consumer sector. Of the total amount, the property (Griya Hasanah) composition was relatively large.
He hopes that the consumer uptake will be greater, especially for property financing which are now becomes the bank’s focus. (T07/msw)
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